Wednesday, September 26, 2012

Post Office Savings Schemes


Scheme
Interest payable, Rates, Periodicity etc.
Investment limits and Denominations
Salient features including Tax Rebate
Post Office Savings Account
4.0% per annum on individual/ joint accounts.
Minimum INR 50/-.
Cheque facility available.  Interest Tax Free.
5-Year Post Office Recurring Deposit Account
Rate of interest 8.40%. Maturity value of a 5 Years RD account opened on or after 1.4.2012 with monthly deposit of INR.10/- shall be INR.746.51. Can be continued for another 5 years on year to year basis.

Minimum INR 10/- per month or any amount in multiples of INR 5/-. No maximum limit.
One withdrawal upto 50% of the balance allowed after one year. Full maturity value allowed on R.D. Accounts restricted to that of INR. 50/- denomination in case of death of depositor subject to fulfillment of certain conditions. 6 & 12 months advance deposits earn rebate.
Post Office Time Deposit Account
Interest payable annually but calculated quarterly.
Period          Rate
1 yr. A/c      8.20%
2 yr. A/c      8.30%
3 yr. A/c      8.40%
5 yr. A/c      8.50%
w.e.f. 01.04.2012  
Minimum INR 200/- and in multiples thereof. No maximum limit.. Minimum INR 200/- and in multiples thereof. No maximum limit.
Account may be opened by individual.   The investment in the case of  5 years TD qualify for the benefit of Section 80C of the Income Tax Act, 1961 from 1.4.2007.
Post Office Monthly Income Account Scheme
8.50% per annum   w.e.f. 01.04.2012
In multiples of INR 1500/- Maximum INR 4.5 lakhs in single account and INR 9 lakhs in joint account.
Maturity period is 5 years. Can be prematurely encashed after one year with some conditions.  No Bonus   is admissible on maturity in respect of MIS accounts opened on or after 01.12.2011.
15 year Public Provident Fund Account
8.80% per annum w.e.f. 01.04.2012

Minimum INR. 500/- Maximum INR. 1,00,000/- in a financial year. Deposits can be made in lumpsum or in 12 installments.
Deposits qualify for deduction from income under Sec. 80C of IT Act. Interest is completely tax-free. Withdrawal is permissible every year from 7th financial year. Loan facility available from 3rd Financial year. No attachment under court decree order.
National Savings Certificate (VIII Issue)
Rate of interest 8.60%. Maturity value of a certificate of INR.100/- purchased on or after 1.4.2012 shall be INR. 152.35 after 5 years.

Minimum INR. 100/- No maximum limit available in denominations of INR. 100/-, 500/-, 1000/-, 5000/- & INR. 10,000/-.
A single holder type certificate can be purchased by an adult for himself or on behalf of a minor or to a minor. Deposits qualify for tax rebate under Sec. 80C of IT Act.
The interest accruing annually but deemed to be reinvested will also qualify for deduction under Section 80C of IT Act.
National Savings Certificate (IX Issue)Rate of interest 8.90%. Maturity value of a certificate of INR.100/- purchased on or after 1.4.2012 shall be INR. 238.87 after 10 years.Minimum INR. 100/- No maximum limit available in denominations of INR. 100/-, 500/-, 1000/-, 5000/- & INR. 10,000/-.A single holder type certificate can be purchased by an adult for himself or on behalf of a minor or to a minor.

Interest on these certificates shall be liable to tax under the Income-Tax Act, 1961 (43 of 1961, on the basis of annual accrual specified in rule15, but no tax shall be deducted at the time of payment of discharge value.
Senior Citizen Savings Scheme9.30% per annum, payable from the date of deposit of 31st March/30th Sept/31st December in the first instance & thereafter, interest shall be payable on 31st March, 30th June, 30th Sept and 31st December.
There shall be only one deposit in the account in multiple of INR.1000/- maximum not exceeding rupees fifteen lakh. account in multiple of INR.1000/- maximum not exceeding rupees fifteen lakh.
Maturity period is 5 years. A depositor may operate more than a account in individual capacity or jointly with spouse.  Age should be 60 years or more, and 55 years or more but less than 60 years who has retired on superannuation or otherwise on the date of opening of account subject to the condition that the account is opened within one month of receipt of retirement benefits. Premature closure is allowed after one year on deduction of 1.5% interest & after 2 years 1% interest. TDS is deducted at source on interest if the interest amount is more than INR 10,000/- p.a.  The investment under this scheme qualify for the benefit of Section 80C of the Income Tax Act, 1961 from 1.4.2007.

Monday, September 24, 2012

Balance Transfer Tricks For All Mobile Networks

Here Are Working Balance Transfer Tricks For All Mobile Networks.

Airtel :
Airtel Balance TransferTo Transfer Balance In Airtel Just Dial *141# And Follow The Onscreen Instructions.
You Can Transfer From 5 To 30 Rupees Of Balance In Airtel.







Tata Docomo :
Tata Docomo Balance Transfer TrickTo Transfer Balance In Tata Docomo SMS as BT MobileNumber Amount And Send It To 54321.
E.g. BT 9876543210 30 To Transfer 30 Rupees Of Balance.







!dea :
Idea Balance Transfer Trick
To Transfer Balance In !dea Network Send SMS as GIVE MobileNumber Amount And Send It To 55567.
E.g. GIVE 9876543210 30 To Transfer 30 Rupees.





Vodafone :
Vodafone Balance Transfer Trick
To Transfer Balance In Vodafone Dial *131*Amount*Mobile No#
E.g. *131*50*9876543210# To Transfer 50 Rupees Of Balance.






Uninor :
Uninor Balance Transfer Trick
To Transfer Balance In Uninor Just Dial *202*MobileNumber*Amount#
E.g. *202*9876543210*30# To Transfer 30 Rupees.






Aircel :
Aircel Balance Transfer TrickTo Transfer Balance In Aircel Just Dial *122*666# And Follow The Instructions.
You Can Transfer 10,20 Or 100 Rupees Of Balance.








BSNL :
BSNL Balance Transfer Trick
To Transfer Balance In BSNL Just Send SMS GIFT MobileNumber Amount To 53733.
E.g. GIFT 9876543210 50 To Transfer 50 Rupees Of Balance.






That’s All. If You Need Any Help Or Have Any Suggestion Just Comment Below.


Saturday, September 22, 2012

365 days celebration list


January
1. Global Family Day
2.
 Port Arthur Day (Australia)
3.
 Festival of Sleep Day
4.
 World Braille Day & Myanmar/(Burma) Independence Day
5.
 12th Night
6.
 3 Kings Day
7. Victory Day over the Genocidal Regime ( Cambodia)
8. Tamkarhit -Ashura (Senegal) & Women's Day Greece
9. Peace Agreement Day (Sudan)
10.
 Duruthu Full Moon Poya Day (Sri Lanka)
11. Independence Day (Morocco) & National Unity Day (Nepal)
12. Japan- Coming of Age Day
13. Old New Year's Eve (Russia)
14. Orthodox New Year
15. Malawi - John Chilembwe Day & Humanitarian Day
16.
 National Good Teen Day
17. Liberation Day (Poland)
18.
 Winnie the Pooh Day
19. National Popcorn Day (US) & Timket (epiphany) Ethiopia
20. World Religion Day
21. Lady of Altagracia Day (Dominican Republic)
22. International Day of Radiant Peace
23.
 National Pie Day (US)
24. National Compliment Day
25. 101 Dalmations Birthday
26. Australia Day- Republic Day (India)
27. Chocolate Cake Day (US)
28. Serendipity Day (US)
29.
 Thomas Paine Day
30. Kings Birthday (Jordan)
31. Inspire your Heart with the Arts Day

February
1. St. Brigid's Day (Montserrat)
2. Imbolid (Wiccan)
3.
 Bean Throwing Festival ( Setsubun Japan)
4. Independence Day (Sri Lanka)
5. International Pancake Day
6.
 Waitangi Day (New Zealand)
7. Independence Day (Granada )
8.
 Thaipusan (Malaysia)
9. Tu B'Shvat (Jewish)
10.
 Plimsoll Day
11. Youth Day (Camaroon) & Independence Anniversary (Vatican City)
12. Extraterritrial Culture Day (New Mexico)
13. Dump your significant jerk day
14. National Have a Heart Day
15. National Day (Serbia)
16.
 Independence Day (Lithuania)
17. World Human Spirit Day
18, Independence Day (Gambia)
19. International Friendship Day
20.
 UN World Day for Social Justice
21. Martyr's Day (Bangladesh)
22. World Thinking Day
23. Iwo Jima Day &
 Fashching (Austria and Germany)
24. Independence Day (Esotonia)
25. National Day (Kuwait)
26.
 National Chili Day
27. Independence Day (Dominican Republic)
28. National Tooth Fairy Day
March
1. World Book Day & Beer Day (Iceland)
2. Independence Day (Texas)
3. Peace Corps Day
4.
 Hug a GI Day
5. St. Pirans Day
6.
 Michalangelo's Birthday
7. Martyr's Day Malawi
8. UN Day for Women's Rights & Intn'l Peace/Int' (Working) Woman's Day
9. St. Francis of Rome Feast Day
10.
 Harriet Tubman Day
11.
 Holi (Hindu- India)
12. Fiestas de las Fallas (Spain) & Alfred Hitchcock Day
13.
 a> 1764
14.
 Pilgrimage to the Dragon Pagoda (Rangoon , Burma)
15. Ides of March
16. Canberra Day (Australia)
17. National Day (Ireland)
18. Awkward Moments Day
19. Swallows Return to San Juan Capistrano Day
20.
 Vernal Equinox
21. Independence Day (Greece)
22. Emancipation Day (Puerto Rico)
23. National Puppy Day
24.
 St. Gabriel Feast Day
25. Independence Day (Greece)
26. Independence Day (Bangladesh)
27.Photography Day
28. Teacher's Day (Czech Republic)
29.Youth Day (Taiwan)
30.
 Vincent Van Gogh's Birthday
31. Culture Day: Pohnpei Micronesia
April
1. National Day of Hope
2. World Autism Awareness Day
3.
 National Chocolate Mousse Day
4. Independence Day (Senegal)
5. National Tomb Sweeping Day (Taiwan)
6.
 Fete of the Little Boats (France)
7. UN World Health Day
8. Birthday of Buddha
9. Martyr's Day (Tunisia)
10. Encourage a young writer day
11. Schmeckfest: German Food Festival
12. Look up at the Sky Day
13. Scrabble Day
14.
 New Year  (Cambodia and Laos)
15. Leonardo Da Vinci's Birthday
16. National Stress Awareness Day
17. Women's Day (Gabon)
18. International Juggler's Day
19.
 Garlic Day
20. National Pineapple upside down cake day
21. Yom HaShoah/Holocaust Memorial Day (Israel)
22. Earth Day
23.
 William Shakespeare's BirthdayBorn in 1564.
24. Birthday of the Sun - (China)
25. World Malaria Day
26. Hug an Australian Day
27.
 Freedom Day (South Africa)
28. Hero's Day- (Barbados)
29. World Dance Day
30. National Oatmeal Cookie Day
May
1. Calamity Jane's Birthday 1852 & Beltane Celtic Festival 
2. Education Day- (Indonesia)
3. Hug Your Cat Day
4. International Firefighters Day
5.
 Cinco De Mayo
6. International No Diet Day
7. International Tuba Day
8.
 Have a Coke Day
9. Buddha Day
10. Trust your Intuition Day
11. Eat What you want day
12. International Nurses Day
13. I just called to say, "I Love You" Day
14. Birthday of Marshmallow Fluff
15. National Teacher's Day- (South Korea)
16. National Sea Monkey Day
17. Kid's Helping Kid's Day
18. International Museum Day
19. Peace Day
20.
 Blue Jeans Birthday 1873, Levi Strauss+ Jacob Davis patent
21. Sheep Festival (Camaroon)
22. National Day (Yemen)
23.
 International Jazz Day
24. Culture Day: Enlightenment Day  ( Bulgaria)
25. Prayer for Peace Memorial Day
26. Dracula's Birthday 1897 & Sorry Day (Australia)
27. Mother's Day- (Bolivia)
28. International Day of UN Peacekeepers
29. Ancestor Honor Day
30.
 St. Joan of Arc Feast Day
31. World No Tobacco Day
June
1. Oscar the Grouch's Birthday
2. National Rocky Road Day
3. Tattoo's Birthday in 208 BC
4.
 Socrate's Birthday 469 BC
5. Hot Air Balloon Day- First Flight 1783
6. National Yo-Yo Day
7. National Chocolate Ice Cream Day
8. Abused Women and Children Awareness Day
9. Donald Duck's Birthday
10. Public Zoo Day
11.  Great Barrier Reef Discovery Day
12. Valentine's Day (Dia dos Namorados) Brazil
13.
 International Children's Day
14. Freedom Day- Malawi
15. Go Fly a Kite Day (BF flew kite first time in 1752)
16.
 International Day of the African Child
17.
 Lily Festival Japan
18. International Picnic Day
19. Garfields Birthday
20.
 World Juggling Day
21. Summer Solstice
22.
 National Chocolate Eclair Day
23.
 Mid-Summers Eve
24. National Forgiveness Day
25. LEON Day - LEON is NOEL spelled backwards. It means six months until Christmas.
26. International Day against Drug Abuse and Trafficking
27. Mixed Race Day- Brazil
28. Birthday of the God of War (Kuan Kung) Taiwan
29.
 International Gay and Lesbian Parade Day
30. Burning of 3 Fires - France
July
1. Canada Day
2. Madonna di Provenzano Festival  - Italy
3. Festival of Cerridwen ( Greece)* Celtic Festival
4. Tom Sawyer Fence Painting Day ( our Independence Day)
5. Tynwald Day- Isle of Man
6.
 Festival of Buddha's Eyetooth begins Sri Lanka
7. Ice Cream Cone Day
8. Lindenfest- Rhineland, Germany
9. Independence Day - Argentina
10. Independence Day- Bahamas
11. Vegetarian Day
12. National Pecan Pie
13. O-bon Festival of Soul's Japan
14.
 Bastille DayFrance
15. Be a Dork Day
16. International Juggling Day
17. Independence Day- Norway
18.
 Nelson Mandela's Birthday
19. New Friends Day
20. Independence Day -Columbia
21. National crème Brulee Day
22. Feast Day St. Mary Magdalene - International
23. National Day (Egypt)
24. Fiesta de Santiago (Peru)
25.
 Yalong Cultural Festival Tibet
26. Independence Day - Liberia and Maldives
27. Bugs Bunny's Birthday
28. Hamburger Day
29. Maitresse Silverine (Vodou) Festival - Haiti
30. National Cheesecake Day
31.
 Harry Potter's Birthday
August
1. Fiesta Day- Nicaragua & Homowo: Hooting at Hunger Ghana
2. Virgin of the Angels Day- Costa Rica
3.International Forgiveness Day
 
4. Independence Day- Jamaica
5.National Children's Day Tuvalu:
6. Half way point of the Summer (12:08 PM EDT)
7. Feast of 'Aut-Yeb, Personification of Female Joy  Egypt
8. Independence Day- Bhutan
9. Book Lovers Day & International Day of the World's Indigenous People
10.a>
11. Montserrat Annual Pilgrimage - Montserrat
12. Chinese Valentine's Day
13.
 Left Hander's Day
14. La Torta dei Fieschi*  Italy
15. Our Lady of the Monte Festival - Portugal
16. Independence Day - Gabon and Cyprus
17.
 Feast of the Hungry Ghosts China
18. Women's Voting Rights Day
19. Apple Spas - Russia
20. National Homeless Animals Day
21. Christopher Robin's Birthday
22. Be an Angel Day- to encourage acts of kindness
23. International Day for the Remembrance of the Slave Trade and Its Abolition
24. Independence Day - Ukraine
25. Independence Day - Uruguay
26. Make Your Own Luck Day
27. Mother Theresa's Birthday 1910
28. Dream Day
29.
 Mary Poppins Birthday
30. Frankenstein's Day in honor of Mary Shelley 1797
31. White Rose Day - Australia in honor of Princess Diana - Independence Day Malaysia
September
1. Pink Cadillac Day * when Elvis bought for his mother! 1956
2.
 Onam Festival India
3. Independence Day Qatar
4.
 Krishna Janmaashtami(Hinduism)
5. Cheese Pizza Day ? Babe Ruth Hit Homerun #1
6. Independence Day Swaziland
7. First Parkash - for Sikkism
8. International Literacy Day
9. Teddy Bear Day
10. Hot Dog Day
11.
 Rastafarian New Years Day
12. Chocolate Milkshake Day
13. Scooby Doo First day the cartoon debuted
14. National Cream Filled Donut Day
15. International Day of Democracy
16. Independence Day- Mexico
17. Apple Dumpling Day
18.
 Independence Day Chile
19. International Talk like a Pirate Day
20. National Punch Day
21.
 International Day of Peace
22. Hobbit Day
23. Shubun No Hi autumnal equinox day Japan
24. World's longest kiss recorded - 17 days, 10.5 hours, September 24, 1984
25. Kamarampaka Day Rwanda
26. European Day of Languages Fight Procrastination Day
27.
 World Tourism Day
28. Confucious Birthday
29. **St. Michael and All Angels ( Michaelmas,)
30. Safety pin invented
October
OCTOBER (National Dessert Month)
 1.
 World Vegetarian Day
2. Charlie Brown and Snoopy's Birthday
3. Child Health Day
4. Balloons around the world day
5.
 World Teacher's Day
6. *Mad Hatter Day
7. World Smile Day
8. Bring your teddy bear to work day
9. National Dessert Day
10. World Mental Health Day
11. Coming out Day
12.
 Discovery Day in Bahamas
13. World Egg Day
14. Bald is Beautiful Day
15. National Poetry Day
16. World Food Day &
 Dictionary Day
17.
 Deepavali India/Singapore/Malaysia
18. Boost your brain day
19. Mother Theresa Day Albania
20. Kenyatta Day- Kenya
21. Cirio de Nazare (Brazil)
22. Make a difference day
23.
 Chulalongkorn Day Thailand
24. United Nations Day
25. National Denim Day & World Pasta Day
26. National Day - Austria & Chung Yeung Festival (Hong Kong)
27.
 National Tell a Story Day (Scotland and England)
28.National Chocolate Day
29. Republic Day - Turkey
30. Mischief Night
31. National Unicef Day
November
1. Dia de los Muertos (Day of the Dead)
2. All Souls Day
3. Housewives Day
4.
 Candy Day
5.Bonfire Night: Guy Fawkes Day
 Great Britain, New Zealand, Canada,
6. National Men Make Dinner Day
7. Independence Day Ecuador
8. Thanksgiving Day in Liberia
9.
 World Freedom Day
10.Festival of Spiritual Indulgence (U.S.)
11. Guru Nonaks Birthday India
12. National Sundae Day
13. World Kindness Day
14. Loosen Up Lighten Up Day
15.
 Shichi-Go-San Japan
16. International Day for Tolerance
17. World Peace Day
18. Mickey Mouse's Birthday 1928
19. Mickey Mouse's Birthday
20. Dia da Consciencia Negra - Brazil
21.
 World Hello Day
22. Stop the violence day
23.
 Niiname-Sai: Grain Festival (Japan)
24. Women's Merrymaking Day
25. *Mangé Yam: fête de la moisson - Haiti
26. Cake Day
27.Zibelemarit: Onion Market Day
 Switzerland
28. National French Toast Day
29. Square Dance Day
30. St. Andrews Day- Haiti, Scotland, U.K.
December
1. World Aid's Day
2. International Day for the Abolition of Slavery
3.Independence Day (Singapore)
4.Kamolol Day(Thanksgiving) -Marshall Islands
5.
 King's Birthday (Thailand)
6.
 Saint Nicholas Day
7. Cotton Candy Day
8. Brownie Day
9. National Pastry Day
10. Human Rights Day
11. International Mountain Day
12. Independence Day- Switzerland
13. Cocoa Day
14. Monkey Day
15. Halcyon Days beginning  is all about being happy and finding peace in you
16.
 Beethoven's Birthday 1770
17. Saturnalia (start of the festival honoring Roman god Saturn)
18.
 Fiesta of the Virgin Lady of the Lonely/ Mexico
19. St. Nicholas Day (Ukraine)
20. International Human Solidarity Day
21.
 Winter Solstice
22. National Haiku Poetry Day
23. National Pfeffernuesse Day
24. *Stedry den (Christmas Eve) Czech Republic National Egg Nog Day
25. Christmas Day & (RM) Mickeys Christmas Party
26. Boxing Day &
 Jukanoo Festival (Bahamas)
27. *Chanukah: Festival of Lights  Israel
28. National Chocolate Day
29. Broadway Day
30. Relaxation Day
31.
 National Champagne Day

This question asked by G.Nagaraj / Final year D.EEE / Samiyarpatti Thanks to ask this question to us